$209,000
438 CABERNET Place, St. Augustine, FL 32084, St. Augustine, FL 32084
Paloma
- Price
- $209,000
- Beds / Baths
- 3 / 3
- Living area
- 1,424 sqft
- Year built
- 2007
- Type
- Townhouse
- Lot
- 0.04 ac
- Garage
- 0
- HOA
- $410/mo
- CDD
- No
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 35
- Elementary
- Crookshank
- Middle
- Murray
- High school
- St. Augustine
$151/sqft asking, vs a $206/sqft median across 103 closed sales in 32084 over the last 12 months — 27% below the area's closed prices. New roof, HVAC, water heater, and appliances added value, but at $151/sq ft versus $206 area average, ask the listing agent why the 26% discount despite recent upgrades.
Welcome to this move-in-ready 3-bedroom, 2.5-bath townhouse in the desirable Paloma community of St. Augustine. Built in 2007, this two-story home offers 1,424 square feet of thoughtfully designed living space with an open floor plan that's perfect for everyday living and entertaining. Recent updates provide added value and peace of mind, including a new roof, new HVAC system, new water heater, and new washer and dryer. The kitchen features a breakfast bar, breakfast nook, pantry, and a full appliance package, while the spacious living and dining areas create a comfortable gathering space. Upstairs, the primary suite includes a walk-in closet and private en-suite bath. Two additional bedrooms offer flexibility for guests, a home office, or growing households. Step outside to the covered patio, an ideal spot to relax or enjoy your morning coffee. Residents of Paloma enjoy a community pool, maintained common areas, and a convenient location just minutes from shopping, dining, schools, Step outside to the covered patio, the perfect place for morning coffee, relaxing after a long day, or enjoying Florida's outdoor lifestyle. The Paloma community offers desirable amenities including a community pool, playground, basketball court, maintained common areas, and included exterior maintenance, pest control, and trash service. Conveniently located in St. Augustine, this home puts you close to shopping, dining, schools, and everyday conveniences while offering the ease of low-maintenance townhouse living. Major updates + move-in ready condition + desirable community + flexible living space = a home worth seeing! Eligible for Cash, Conventional, FHA, and USDA financing.
What to check on this one
- Verify new roof installation date and warranty documentation from contractor.
- Obtain HOA governing docs, budget, reserve study, and rental restriction rules.
- Confirm flood zone designation and whether elevation certificate is required/on file.
- Request HVAC, water heater, washer/dryer purchase receipts and warranty info.
- Review HOA meeting minutes for pending special assessments or reserve funding issues.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $167,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Sep 1, 2026, 12:13 PM.
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