Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$849,000

3631 CROSSVIEW Drive, Jacksonville, FL 32224, Jacksonville, FL 32224

Crosswater@pablo Bay

Price
$849,000
Beds / Baths
3 / 3
Living area
2,679 sqft
Year built
2014
Type
Residential
Lot
0.2 ac
Garage
3
HOA
$71/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
4
Elementary
Alimacani
Middle
Kernan
High school
Atlantic Coast

Move right into this beautifully updated, single-story home in desirable Crosswater at Pablo Bay community with 3 spacious BRs, 3 full baths, dedicated office & 3-car garage. Elegant wide-plank white oak luxury vinyl flooring flows seamlessly from room to room. The professionally designed kitchen features white (''Sienna'') Pompeii Quartz countertops throughout, highlighted by a large center island with generous storage, striking gold pendant lighting, 42-inch white cabinetry & coordinating gold hardware. The spacious owner's suite is enhanced by a bay window, walk-in closet & upgraded super shower. Outside, the screened lanai & fenced backyard enjoy an eastern exposure, providing morning sunshine & afternoon shade. This natural gas community home requires NO CDD fees and is near The Mayo Clinic & UNF with quick access to JTB, shopping, restaurants & the beach. Community amenities include a resort-style pool, children's splash pad; 2 playgrounds, dog park; & winding, paved walking path.

What to check on this one

  • Verify actual flood zone designation—listing says 'unknown'; check FEMA map yourself.
  • Confirm roof age and get 4-point inspection quote (home is 12 years old).
  • Review HOA documents for rules, reserve study, and any pending assessments.
  • Request HOA estoppel letter and verify $71/month includes all fees.
  • Inspect kitchen/bath renovations for permits and contractor workmanship details.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$4,405/mo
Property tax (1.1% eff., Duval Co.)$778/mo
Homeowners insurance (est.)$495/mo
HOA$71/mo
All-in monthly (est.)$5,749/mo

Loan $679,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of INI REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 15, 2026, 5:59 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.