$300,000
528 PROSPERITY LAKE Drive, St. Augustine, FL 32092, St. Augustine, FL 32092
South Lake
- Price
- $300,000
- Beds / Baths
- 3 / 2
- Living area
- 1,660 sqft
- Year built
- 2000
- Type
- Residential
- Lot
- 0.2 ac
- Garage
- 2
- HOA
- $37/mo
- CDD
- No
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 41
$181/sqft asking, vs a $205/sqft median across 2,774 closed sales in 32092 over the last 12 months — 12% below the area's closed prices. Condition and lot vary; that's what a showing is for.
''SHORT SALE!! SHORT SALE!! Seller accepting CASH and Conventional financing ONLY!! Needs TLC. Bankruptcy short sale will take about 120 days to get response on offer from lien holders. 3 bedroom, 2 bath, 2 car garage. In ground swimming pool and fire pit.
What to check on this one
- Confirm flood zone with FEMA map; if AE/VE, get elevation certificate before offer
- Get 4-point inspection report (roof, HVAC, plumbing, electrical) — home is 26 years old
- Verify roof age and condition; insurers often refuse coverage past 20 years
- Request HOA docs and confirm $37/mo covers pool/common area maintenance
- Document all 'TLC needed' items in writing; get contractor estimates for repair costs
- Confirm short-sale lien-holder approval timeline and your lender's short-sale underwriting requirements
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $240,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of 7 STAR REALTY, INC.. Data via realMLS (Northeast Florida MLS), updated Aug 26, 2026, 7:59 PM.
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