$350,000
122 LEAFMORE Lane, St. Augustine, FL 32092, St. Augustine, FL 32092
Whisper Creek
- Price
- $350,000
- Beds / Baths
- 3 / 2
- Living area
- 2,367 sqft
- Year built
- 2020
- Type
- Residential
- Lot
- 0.24 ac
- Garage
- 3
- HOA
- $8/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 41
$148/sqft asking, vs a $205/sqft median across 2,774 closed sales in 32092 over the last 12 months — 28% below the area's closed prices. Short sale requiring lender approval, cash or conventional financing only, needs repairs, and 120-day approval timeline explain the 28 percent discount to area averages.
''SHORT SALE!! SHORT SALE!! Seller accepting CASH and Conventional financing ONLY!! Needs TLC. Bankruptcy short sale will take about 120 days to get response on offer from lien holders. This 3 bedroom, 2 bath, 3 car garage home sits on a cul- de sac.
What to check on this one
- Verify flood zone designation and obtain elevation certificate if AE/VE.
- Confirm CDD bond payoff amount and annual assessment fees.
- Get written timeline from listing agent on short sale lien holder approval process.
- Order 4-point inspection; verify roof/HVAC/plumbing/electrical condition given 'TLC' note.
- Clarify what specific repairs 'TLC' covers — get seller disclosure and inspector estimate.
- Confirm conventional lender will accept short sale contingency terms.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $280,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of 7 STAR REALTY, INC.. Data via realMLS (Northeast Florida MLS), updated Jul 22, 2026, 4:47 PM.
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