Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$200,000

846 STATE ROAD 13 N, Fruit Cove, FL 32259, Fruit Cove, FL 32259

Fruit Cove

Price
$200,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
0.34 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
41
Elementary
Julington Creek
Middle
Fruit Cove
High school
Creekside

Beautiful one-third acre homesite located in the very desirable Fruit Cove community. Bring your builder for a custom new home. A rated school district. Vacant Land lot directly on State Road 13 North. Walk to Publix, coffee shops, banking, restaurants and shopping. Buyer to verify all information.

What to check on this one

  • Confirm exact flood zone via FEMA map and St. Johns County GIS—unknown status is a red flag.
  • Verify State Road 13 frontage setback requirements and any access/egress restrictions with county.
  • Pull survey and deed to confirm lot boundaries, easements, and utilities availability.
  • Check St. Johns County zoning—confirm single-family residential allowed and no restrictions.
  • Obtain Phase I environmental screening given commercial road frontage and historical use.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,038/mo
Property tax (1.1% eff., St. Johns Co.)$183/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,513/mo

Loan $160,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY. Data via realMLS (Northeast Florida MLS), updated Jul 22, 2026, 3:50 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.