Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$240,000

10429 TIMBER CREEK Lane, Jacksonville, FL 32221, Jacksonville, FL 32221

Timber Creek

Price
$240,000
Beds / Baths
3 / 2
Living area
1,612 sqft
Year built
1983
Type
Residential
Lot
0.28 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
41
Elementary
Chaffee Trail

$149/sqft asking, vs a $156/sqft median across 616 closed sales in 32221 over the last 12 months — 4% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome home! This well-maintained home offers the perfect combination of comfort, convenience, and value. Major updates provide peace of mind, including a 2.5 year old roof and a 5 year old HVAC system that has been recently serviced. Fresh interior paint gives the home a clean, move-in-ready feel. One of the home's standout features is the converted garage, which has been used as a bedroom but offers endless possibilities. Whether you need a guest room, home office, playroom, media room, workout space, or hobby area, this flexible bonus space can easily adapt to fit your lifestyle. Situated on a spacious oversized lot on Jacksonville's desirable Westside, you'll enjoy plenty of room for outdoor entertaining, gardening, or simply relaxing. The convenient location puts you just minutes from shopping, grocery stores, schools, restaurants, and provides quick access to I-10 and I-295, making commuting a breeze. Whether you're a first-time homebuyer, looking downsize, or searching for your next investment, this home is an incredible opportunity. Priced to sell, this fantastic listing offers exceptional value in today's market. Don't miss your chance to make this one yours schedule your private showing today!

What to check on this one

  • Verify roof age documentation; 2.5-year-old roof claim removes major insurer concern
  • Confirm HVAC servicing records; 5-year-old system should have maintenance history
  • Check converted garage permits and electrical/plumbing compliance for bedroom use
  • Obtain flood zone designation from FEMA; verify if elevation certificate needed
  • Inspect plumbing type; 1983 build may have polybutylene or cast-iron requiring assessment
  • Review septic/well status and service records if applicable to property

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,245/mo
Property tax (1.1% eff., Duval Co.)$220/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,757/mo

Loan $192,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY. Data via realMLS (Northeast Florida MLS), updated Jul 31, 2026, 4:13 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.