Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$529,900

1074 GARRISON Drive, St. Johns, FL 32092

South Hampton

Price
$529,900
Beds / Baths
5 / 3
Living area
3,600 sqft
Year built
2005
Type
Residential
Lot
0.21 ac
Garage
2
HOA
$111/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
42

$147/sqft asking, vs a $205/sqft median across 2,774 closed sales in 32092 over the last 12 months — 28% below the area's closed prices. This home is priced 28% below comparable sales; the remarks don't state a specific defect or condition issue—ask the listing agent why the discount exists.

Don't miss this spacious 2-story home with 5 bedrooms, 3 bathrooms, and a 2-car garage. Fresh interior paint gives the home an updated feel, while the flexible layout offers space for entertaining, guests, or a home office. Relax on the covered back porch or private second-story balcony. Conveniently located near World Golf Village, I-95, historic downtown St. Augustine, shopping, dining, and top-rated St. Johns County schools. One or more photos may have been virtually staged, AI-generated, or digitally enhanced to illustrate the property's potential.

What to check on this one

  • Verify actual roof age and current condition; 2005 home may need inspection soon.
  • Confirm flood zone designation and whether elevation certificate is on file.
  • Review HOA covenants, restrictions, and rental rules before closing.
  • Request 4-point inspection and wind-mitigation report for insurer quotes.
  • Verify plumbing materials (polybutylene/cast-iron issues unlikely at 2005, but confirm).
  • Walk the property in person—listing notes photos may be virtually staged or AI-enhanced.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,750/mo
Property tax (1.1% eff., St. Johns Co.)$486/mo
Homeowners insurance (est.)$309/mo
HOA$111/mo
All-in monthly (est.)$3,656/mo

Loan $423,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MAINSTAY BROKERAGE LLC. Data via realMLS (Northeast Florida MLS), updated Aug 27, 2026, 7:36 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.