Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$309,900

3216 MILL CREEK Road, Middleburg, FL 32068, Middleburg, FL 32068

Metes & Bounds

Price
$309,900
Beds / Baths
3 / 2
Living area
2,048 sqft
Year built
2026
Type
Residential
Lot
1.01 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
42

$154/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 15% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Brand new mobile home on 1 acre of land in desirable Middleburg is ready for new owners! The property includes two spacious living areas, upgraded LVP flooring throughout, new stainless steel appliances, large primary bedroom and bath with double sink vanity and tiled shower. Brand new septic being installed. This one is priced to sell and won't last long. Schedule your showing today!

What to check on this one

  • Confirm flood zone designation and elevation certificate requirement with county.
  • Verify new septic system permit and completion before closing.
  • Obtain mobile home title search and lien payoff statement.
  • Request builder warranty documentation for appliances and construction.
  • Confirm lot ownership versus mobile home ownership structure.
  • Check Clay County zoning for future land-use restrictions on 1-acre lot.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,608/mo
Property tax (1.1% eff., Clay Co.)$284/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,184/mo

Loan $247,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS. Data via realMLS (Northeast Florida MLS), updated Sep 1, 2026, 3:58 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.