$319,900
4017 LOYS Drive, Jacksonville, FL 32246, Jacksonville, FL 32246
Highpointe
- Price
- $319,900
- Beds / Baths
- 3 / 1
- Living area
- 1,809 sqft
- Year built
- 1956
- Type
- Residential
- Lot
- —
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 42
$177/sqft asking, vs a $208/sqft median across 891 closed sales in 32246 over the last 12 months — 15% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Move-in ready pool home in a prime Jacksonville location! Just minutes from the beaches, St. Johns Town Center, UNF, Mayo Clinic, shopping, dining, and major highways, this home is perfect for first-time buyers, professionals, military families, or anyone relocating to Northeast Florida. Featuring 3 bedrooms, 1 bathroom, plus a flexible second living area that can easily be converted into a 4th bedroom or guess suite, There's also space to add a future second bathroom near the laundry area, offering excellent value and expansion potential. Upstairs, you'll find a huge bonus room that's ideal for a game room, media room, home office, home gym, or teenager's retreat. Major updates include a NEW roof (2026), updated plumbing, updated electrical, and an HVAC system in great condition, providing peace of mind for years to come. Step outside to your private, fully fenced backyard featuring an in-ground pool, spacious patio, and double driveway perfect for entertaining family and friends.
What to check on this one
- Verify roof installation date and warranty documentation—listing claims 2026 but needs proof.
- Get 4-point inspection (roof, plumbing, electrical, HVAC) and wind-mitigation report.
- Confirm flood zone via FEMA map and obtain elevation certificate if in AE/VE.
- Request pool maintenance records, equipment age, and current service contract details.
- Have plumber inspect updated plumbing system for remaining polybutylene or cast-iron lines.
- Review HVAC service history and obtain manufacturer specs, age, warranty status.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $255,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of CENTURY 21 LIGHTHOUSE REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 20, 2026, 9:40 PM.
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