$377,500
12538 ASH HARBOR Drive, Jacksonville, FL 32224, Jacksonville, FL 32224
Ashton Hills
- Price
- $377,500
- Beds / Baths
- 3 / 2
- Living area
- 1,264 sqft
- Year built
- 1998
- Type
- Residential
- Lot
- —
- Garage
- 2
- HOA
- $20/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 42
Stunning NEW white oak LVP installed in primary, ensuite and closet 8/6/26! Location, privacy, and potential all come together in this charming Kernan home! Situated on a beautiful wooded lot, this property offers a peaceful backyard retreat complete with a screened lanai and fire pit--perfect for relaxing or entertaining. Inside, you'll find a functional layout with a bonus air-conditioned flex space, ideal for a home office, gym, hobby room, or additional storage. Thoughtful updates, including newer appliances, lighting, select flooring, and fixtures have already been completed. Conveniently located just minutes from the beaches, UNF, Mayo Clinic, St. Johns Town Center, shopping, dining, and major commuter routes, this home offers an exceptional opportunity in one of Jacksonville's most desirable areas. Get in on this great opportunity before it's gone!
What to check on this one
- Verify flood zone designation via FEMA map; request elevation certificate if in AE/VE.
- Confirm roof age and condition; 1998 home may need 4-point inspection for insurance.
- Review HOA covenants for rental restrictions and any upcoming assessments beyond $20/mo.
- Inspect plumbing for polybutylene or cast-iron; 1998 build may have problematic materials.
- Request homeowner's insurance quote; verify insurer will cover at current roof age.
- Walk property for drainage, grading, and foundation cracks; wooded lot = tree/root risk.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $302,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of CASTILLO REAL ESTATE JAX. Data via realMLS (Northeast Florida MLS), updated Aug 15, 2026, 4:01 PM.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.