Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$345,000

4176 EMILIO Lane, Jacksonville, FL 32226, Jacksonville, FL 32226

Cedarbrook

Price
$345,000
Beds / Baths
3 / 2
Living area
1,611 sqft
Year built
2016
Type
Residential
Lot
0.16 ac
Garage
2
HOA
$32/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
42
Elementary
New Berlin
Middle
Oceanway
High school
First Coast

$214/sqft asking, vs a $178/sqft median across 498 closed sales in 32226 over the last 12 months — 20% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Distinctive contemporary home in desirable Cedarbrook! This 3-bedroom, 2-bath home offers 1,611 square feet, soaring ceilings, expansive windows and abundant natural light. The open-concept kitchen features quartz countertops, a waterfall-edge island and open shelving, with a seamless flow into the main living area. Triple sliding doors open to the backyard patio, creating an ideal space for entertaining and indoor-outdoor living. Additional features include low-maintenance polished concrete flooring, a two-car garage, a new HVAC system installed in 2024 and motorized blinds in all bedrooms and select living areas. A unique opportunity to own a stylish home with exceptional potential. Short sale; purchase price and terms are subject to third-party lender approval.

What to check on this one

  • Confirm flood zone designation and obtain elevation certificate if in AE/VE.
  • Verify new 2024 HVAC system warranty and service records.
  • Review HOA $32/mo covenant restrictions, especially short-term rental rules.
  • Obtain pre-approval letter; short sale requires lender sign-off on final terms.
  • Request roof age/inspection report; 2016 build likely acceptable for insurers.
  • Confirm motorized blinds, quartz counters, polished concrete flooring are included.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,790/mo
Property tax (1.1% eff., Duval Co.)$316/mo
Homeowners insurance (est.)$292/mo
HOA$32/mo
All-in monthly (est.)$2,430/mo

Loan $276,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MARK SPAIN REAL ESTATE. Data via realMLS (Northeast Florida MLS), updated Aug 19, 2026, 7:06 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.