Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$664,999

714 S 14TH Street, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034

City Of Fernandina Beach

Price
$664,999
Beds / Baths
4 / 2
Living area
1,803 sqft
Year built
1989
Type
Residential
Lot
0.37 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
42
Elementary
Emma Love Hardee
Middle
Fernandina Beach
High school
Fernandina Beach

$369/sqft asking, vs a $254/sqft median across 1,186 closed sales in 32034 over the last 12 months — 46% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Completely remodeled home on Amelia Island ! This 4 bedroom, 2 full bath home has been tastefully reimagined from top to bottom with new siding, new windows, new doors and millwork thoughout, smooth ceilings, on demand water heater, new kitchen appliances, soft close cabinets and drawers, full flooring replacement. French doors added leading to the new spacious rear deck, and all freshly painted interior. The backyard is large enough for a pool and/or a detached garage for additional parking or to enjoy swimming under the stars. Close to the amazing white sandy beaches and historic downtown Fernandina Beach with great local restaurants and live music, art galleries, shopping, and strolling the waterfront to catch the beautiful sunsets. Just a short drive to Jacksonville International Airport, Mayport NAS, Jax NAS, and Kings Bay.

What to check on this one

  • Verify roof age and get 4-point inspection—home is 37 years old, insurers scrutinize.
  • Confirm flood zone designation with county appraiser; elevation certificate if AE/VE.
  • Inspect plumbing for polybutylene or cast-iron; 1989 build may have either.
  • Review all renovation permits and final inspections—verify work was permitted.
  • Get pre-purchase home inspection focusing on HVAC, electrical, foundation settlement.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,451/mo
Property tax (1.1% eff., Nassau Co.)$610/mo
Homeowners insurance (est.)$388/mo
All-in monthly (est.)$4,449/mo

Loan $531,999 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of SUMMER HOUSE REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 2, 2026, 6:40 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.