Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$275,000

403 S CHERRY Street, Starke, FL 32091, Starke, FL 32091

J M Johns Add

Price
$275,000
Beds / Baths
4 / 2
Living area
2,299 sqft
Year built
1940
Type
Residential
Lot
0.67 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Bradford
Days on market
42
Middle
Bradford
High school
Bradford

$120/sqft asking, vs a $178/sqft median across 122 closed sales in 32091 over the last 12 months — 33% below the area's closed prices. This cottage-style home costs 33% below area comps, possibly reflecting its older construction, layout with convertible upstairs bedroom, or buyer preference for updated finishes.

Well maintained cottage style home with lots of character and charm. Features 3 bedrooms & 2 baths downstairs and 1 bedroom upstairs.Upstairs bedroom could easily be converted into 2 bedrooms with a small wall or just some beads.The home features a large living room with a wood burning fireplace to cozy up to on those cold nights.Spacious kitchen with plenty of cabinets.The dining area leads out to a sunroom for additional seating or just to relax.Leading from the sunroom outside is a patio perfect for outside entertainment.Storage building is also perfect for a possible mother-law-suite, or home business office or workshop. A MUST SEE This is a must see.

What to check on this one

  • Verify roof age and condition; 1940 home likely needs inspection for insurance eligibility.
  • Get 4-point inspection (roof, HVAC, plumbing, electrical) — required for older home insurance.
  • Confirm septic system location, pumping history, and current operational status.
  • Check for polybutylene or cast-iron plumbing; verify water/supply line material and age.
  • Obtain flood zone designation from FEMA map; request elevation certificate if in AE/VE.
  • Document well system service records and water quality test results.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,427/mo
Property tax (1.1% eff., Bradford Co.)$252/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,971/mo

Loan $220,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of CW REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 18, 2026, 4:20 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.