Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$315,000

231 E 1ST Street, Chuluota, FL 32766, Chuluota, FL 32766

Not Validd

Price
$315,000
Beds / Baths
2 / 1
Living area
1,063 sqft
Year built
1958
Type
Residential
Lot
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Seminole
Days on market
22
Elementary
Other
Middle
Other
High school
Other

Beautifully updated Chuluota home with a large fenced yard, oversized rear garage, and no HOA fee. Recently updated, this well-maintained property offers the comfort, flexibility, and peace of mind buyers are looking for, with a roof replaced in 2021 and AC replaced in 2024. Inside, the home feels clean, comfortable, and move-in ready, with thoughtful updates throughout and a layout that works well for everyday living. Step outside to enjoy the spacious fenced yard, offering room for pets, gardening, entertaining, storage, or simply enjoying extra outdoor space without HOA restrictions. The oversized garage in the back adds valuable flexibility for parking, hobbies, tools, equipment, a workshop, or additional storage. Located in Chuluota with convenient access to Oviedo, UCF, local schools, shopping, dining, parks, and major Central Florida routes, this home offers space, updates, functionality, and freedom. A beautifully updated home, large yard, oversized garage, fenced outdoor space, no HOA fee, 2021 roof, and 2024 AC. This one checks the boxes.

What to check on this one

  • Verify 2021 roof installation date and contractor warranty details with seller.
  • Confirm 2024 AC replacement date, model, warranty, and service records.
  • Obtain flood zone determination from Seminole County; request elevation certificate if in AE/VE.
  • Inspect plumbing for polybutylene or cast-iron (1958 build—common failure points).
  • Request septic system inspection, pumping history, and well water quality test if applicable.
  • Verify all renovation permits pulled; ask for receipts and contractor warranties.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,634/mo
Property tax (1.1% eff., Seminole Co.)$289/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,215/mo

Loan $252,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MARK SPAIN REAL ESTATE. Data via realMLS (Northeast Florida MLS), updated Aug 13, 2026, 2:30 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.