$1,425,000
1332 SHIPWATCH Circle, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034
Ship Watch
- Price
- $1,425,000
- Beds / Baths
- 3 / 3
- Living area
- 1,794 sqft
- Year built
- 1975
- Type
- Condo
- Lot
- —
- Garage
- 0
- HOA
- $2,500/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 49
$794/sqft asking, vs a $405/sqft median across 269 closed sales in 32034 over the last 12 months — 96% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Experience ultimate oceanfront living at 1332 Shipwatch Circle, a rare 3-bedroom villa within the prestigious gated Amelia Island Plantation. Designed to maximize coastal views, the light-filled floor plan features a formal dining area, breakfast nook, and bright kitchen with white cabinetry, granite countertops, pantry, and ocean views. Large glass sliders open to a private covered balcony overlooking the Atlantic, the perfect place to enjoy sunrise. The layout includes two spacious ensuite bedrooms with walk-in closets, plus a versatile third bedroom. Shipwatch amenities include an oceanfront pool, direct beach access, outdoor showers, foot rinse, picnic tables, gas grills, and a pet-friendly walking area. Offered furnished, this villa is ideal as a primary residence or investment property and is eligible for The Villas of Amelia Island Rental Program, providing guests access to exclusive Omni Resort amenities.
What to check on this one
- Obtain HOA docs: condo declaration, budget, reserves, rental policy approval for investment use
- Request condo SIRS report and latest milestone inspection if association over 25 years old
- Verify flood zone via FEMA map; get elevation certificate if in AE/VE zone
- Confirm roof age and insurance availability; 1975 condo may trigger 4-point inspection
- Review Amelia Island Plantation CDD bond status and annual assessment amounts
- Inspect plumbing type; cast-iron drains/supply common in 1975 builds—plan for replacement costs
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $1,140,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of AMELIA ISLAND REAL ESTATE SERVICES. Data via realMLS (Northeast Florida MLS), updated Aug 6, 2026, 2:31 PM.
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