Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$523,000

66 GRAND LAKES Drive, St. Johns, FL 32259, St. Johns, FL 32259

Rivertown Forest

Price
$523,000
Beds / Baths
3 / 3
Living area
2,461 sqft
Year built
2026
Type
Residential
Lot
Garage
2
HOA
$4/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
39

Lot 280 - The Norwood offers the flexibility today's homeowners want, with 2,461 square feet of thoughtfully designed living space. A versatile first-floor flex room can be used as a home office, playroom, or hobby space, while the spacious upstairs loft provides room for a media area, game room, or additional gathering space. The open-concept Great Room, dining area, and kitchen create a seamless flow for everyday living and entertaining. A large kitchen island overlooks the main living area, while expansive windows and sliding glass doors fill the home with natural light and extend living outdoors to the lanai. Upstairs, the loft separates the secondary bedrooms from the owner's suite, creating added privacy and a relaxing retreat. Located in RiverTown, residents enjoy access to scenic trails, parks, lakes, preserves, and the beauty of the St. Johns River.

What to check on this one

  • Confirm flood zone designation and obtain elevation certificate if in AE/VE.
  • Verify CDD bond payoff amount and verify it's not a special assessment year.
  • Review HOA documents for rental restrictions and reserve study status.
  • Confirm builder warranty coverage details and transferability to next owner.
  • Inspect new construction for punch-list items and final grading/drainage.
  • Verify waterfront lot deed restrictions, setbacks, and any river maintenance obligations.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,714/mo
Property tax (1.1% eff., St. Johns Co.)$479/mo
Homeowners insurance (est.)$305/mo
HOA$4/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,669/mo

Loan $418,400 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MATTAMY REAL ESTATE SERVICES. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 1:45 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.