Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$849,900

2840 FERDINAND Court, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034

Isle De Mai at Amelia

Price
$849,900
Beds / Baths
4 / 3
Living area
2,524 sqft
Year built
2014
Type
Residential
Lot
0.19 ac
Garage
3
HOA
$58/mo
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
42

$337/sqft asking, vs a $254/sqft median across 1,186 closed sales in 32034 over the last 12 months — 33% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Move-in ready 4-bedroom, 3-bathroom home offering 2,524 square feet of thoughtfully designed single-story living in the sought-after Isle de Mai community. Fresh interior paint, new bedroom flooring, and refreshed landscaping create a bright, welcoming feel. The desirable split floor plan features a private primary suite, three guest bedrooms, and a versatile bonus room that can be tailored to your lifestyle. The open-concept living and dining areas flow seamlessly to the screened lanai overlooking the beautifully landscaped backyard--perfect for relaxing or entertaining. Additional highlights include a three-car garage, a community pool, and an exceptional location just minutes from Amelia Island's beaches, historic downtown Fernandina Beach, shopping, dining, and scenic walking and biking trails.

What to check on this one

  • Verify flood zone designation—obtain FEMA map or elevation certificate if in AE/VE zone.
  • Confirm roof age and condition; get 4-point inspection if approaching 15+ years.
  • Review HOA documents: bylaws, financials, reserve fund, rental restrictions, special assessments.
  • Inspect plumbing materials—polybutylene or cast-iron lines require replacement estimates.
  • Walk attic and crawlspace for water intrusion, mold, or HVAC/insulation issues.
  • Verify all permitted work completed; obtain permits and final inspections for lanai, flooring, paint.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$4,410/mo
Property tax (1.1% eff., Nassau Co.)$779/mo
Homeowners insurance (est.)$496/mo
HOA$58/mo
All-in monthly (est.)$5,743/mo

Loan $679,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of THE MASSEY REAL ESTATE GROUP INC. Data via realMLS (Northeast Florida MLS), updated Jul 21, 2026, 2:16 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.