Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$289,900

101 N LAKE Street, Crescent City, FL 32112, Crescent City, FL 32112

Crescent City Add

Price
$289,900
Beds / Baths
3 / 2
Living area
904 sqft
Year built
1910
Type
Residential
Lot
0.52 ac
Garage
1
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
42

$321/sqft asking, vs a $154/sqft median across 70 closed sales in 32112 over the last 12 months — 108% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Historic Crescent City Charm Just Steps from Lake Crescent! Welcome to 101 N Lake Street, a charming 1910 home filled with original character, valuable updates, and an unbeatable location near the water. Situated on an oversized half-acre corner lot, this property is only one block from the city dock and boat ramp and one block from the popular Three Bananas Restaurant. Inside, you will find beautiful original hardwood floors, original interior door hardware, fresh paint, and a cozy brick-enclosed electric fireplace. The enclosed sunroom features accordion-style windows that open wide for maximum airflow, while the screened front porch offers a peaceful place to relax and enjoy a peek of Lake Crescent. Major improvements include a high-efficiency Rheem Endeavor heat pump with all-new ductwork installed in September 2024, an iFlo automatic condensation line cleaning system, a newer 2018 metal roof, updated plumbing, and a complete electrical system rewire. Additional upgrades include a new dishwasher, updated bathroom faucets, new porch screens, pull-down attic stairs, a Nest driveway camera, and a Nest x Yale keyless front door lock. The detached garage also includes a flexible guest space with a kitchenette and bathroom, offering potential for visitors, extended family, a private office, or additional income. The spacious yard provides plenty of room for a pool, garden, outdoor entertaining, plus plenty of space for RV and boat parking. This one-of-a-kind property brings together historic charm, modern comfort, extra space, and the relaxed Lake Crescent lifestyle.

What to check on this one

  • Verify 2018 metal roof condition and remaining warranty documentation.
  • Confirm September 2024 heat pump installation warranty and ductwork specs.
  • Obtain flood zone designation from FEMA; request elevation certificate if needed.
  • Review updated electrical rewire permits and plumbing work records.
  • Inspect original 1910 foundation for settling, cracks, or water intrusion signs.
  • Verify septic system service history and soil absorption field location.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,504/mo
Property tax (1.1% eff., Putnam Co.)$266/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,062/mo

Loan $231,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of RE FLORIDA HOMES LLC. Data via realMLS (Northeast Florida MLS), updated Aug 10, 2026, 4:54 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.