$495,000
85237 FALL RIVER PARKWAY, Fernandina Beach, FL 32034
Hampton Lake
- Price
- $495,000
- Beds / Baths
- 4 / 3
- Living area
- 2,282 sqft
- Year built
- 2021
- Type
- Residential
- Lot
- —
- Garage
- 3
- HOA
- $8/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 42
$217/sqft asking, vs a $254/sqft median across 1,186 closed sales in 32034 over the last 12 months — 14% below the area's closed prices. Condition and lot vary; that's what a showing is for.
4 Bedroom 3 Bath 2282 square foot 3 car garage home wrapped around water in Amelia Walk development in Fernandina beach! Open floor plan, large kitchen with island, screened lanai and large paver patio. Crown molding, ceiling fans, updated lightening fixtures. Water softener. One bedroom is on suite. Resort like amenities. Close to fernandina beach and historic town.
What to check on this one
- Verify CDD bond payoff amount and annual assessment trajectory with developer.
- Confirm waterfront elevation certificate on file; check flood insurance requirements and costs.
- Review Amelia Walk HOA/CDD covenants, rental restrictions, and amenity rules in writing.
- Request roof inspection report; confirm 2021 installation and builder warranty status.
- Inspect water softener age, service history, and lease/ownership terms.
- Verify 3-car garage and screened lanai permits pulled and final inspections signed off.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $396,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of SAVVY AVENUE, LLC.. Data via realMLS (Northeast Florida MLS), updated Jul 21, 2026, 1:15 PM.
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