Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$474,000

1000 DATE Street, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034

City Of Fernandina Beach

Price
$474,000
Beds / Baths
3 / 2
Living area
1,068 sqft
Year built
1956
Type
Residential
Lot
0.11 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
137
Elementary
Emma Love Hardee
Middle
Fernandina Beach
High school
Fernandina Beach

$444/sqft asking, vs a $254/sqft median across 1,186 closed sales in 32034 over the last 12 months — 75% above the area's closed prices. Condition and lot vary; that's what a showing is for.

PRICED TO MOVE & MOVE-IN READY! Experience Amelia Island living for under $500K in this fully remodeled home packed with high-impact upgrades. Enjoy new flooring, an updated kitchen with stainless steel appliances, backsplash, and a large center island. Major updates include a 2022 roof, HVAC, water heater, and solar panels, plus energy-efficient windows installed in 2023. Professional structural improvements by Alpha Foundations provide added peace of mind. Updated bathrooms, a private outdoor shower, and a fully fenced, low-maintenance backyard with turf, gravel accents, stepping-stone paths, and a storage shed make island living easy. Wildlife and pest bond is transferable. Mostly furnished with ample parking. Just 0.5 miles to Historic Downtown Fernandina Beach and approximately 2 miles to Amelia Island beaches. Major updates are done, just move in and start living the island lifestyle!

What to check on this one

  • Verify 2022 roof installation date and obtain builder/warranty documentation.
  • Confirm solar panel ownership vs. lease; obtain transfer/payoff docs if leased.
  • Request flood zone determination from Nassau County—check FEMA map directly.
  • Obtain 2022 HVAC and water heater serial numbers; verify warranty status.
  • Review structural work scope from Alpha Foundations and any permits/warranties.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,459/mo
Property tax (1.1% eff., Nassau Co.)$435/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$3,186/mo

Loan $379,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of SUMMER HOUSE REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 29, 2026, 7:25 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.