Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$327,950

12511 RUSSIAN OLIVE Road, Jacksonville, FL 32218, Jacksonville, FL 32218

The Arbors

Price
$327,950
Beds / Baths
4 / 2
Living area
1,609 sqft
Year built
2025
Type
Residential
Lot
Garage
2
HOA
$9/mo
CDD
Yes
Flood zone
Unknown
County
Duval
Days on market
35
Elementary
Garden City
Middle
Highlands
High school
Jean Ribault

MODEL HOME!! Meet our beautifully designed one-story home, The Harper, offering 1,609 square feet, 4 bedrooms, 2 bathrooms, and a 2-car garage. The Harper combines open-concept living, functional design, and comfortable space all on one convenient level. This single-story floorplan is ideal for growing families, downsizers, or anyone looking for a smart and comfortable layout. This thoughtfully crafted floor plan features a spacious kitchen that opens to the gathering area, creating the perfect central hub for everyday living and entertaining. With plenty of room for a dedicated dining space, you can enjoy both casual meals and special gatherings with ease. Step outside to the covered patio, ideal for morning coffee, evening relaxation, or extending your living space outdoors year-round. The private primary suite offers a relaxing retreat, located off the living area and provides a spacious retreat with a private bathroom that includes dual sinks and a large walk-in closet.

What to check on this one

  • Verify CDD bond payoff amount and annual assessment trajectory.
  • Confirm flood zone designation and obtain elevation certificate if needed.
  • Review builder warranty coverage and transferability to next owner.
  • Inspect all new construction finishes, appliances, and punch-list items before closing.
  • Confirm HOA $9/mo covers what; verify no hidden builder assessments pending.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,702/mo
Property tax (1.1% eff., Duval Co.)$301/mo
Homeowners insurance (est.)$292/mo
HOA$9/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,471/mo

Loan $262,360 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of D R HORTON REALTY INC. Data via realMLS (Northeast Florida MLS), updated Aug 24, 2026, 5:45 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.