Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$240,000

5540 FARGO Drive N, Jacksonville, FL 32207, Jacksonville, FL 32207

Santa Monica

Price
$240,000
Beds / Baths
3 / 2
Living area
1,344 sqft
Year built
1961
Type
Residential
Lot
0.17 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
19

Investor Special - Endless Potential! Bring your vision and transform this property into something truly special. Whether you're an investor, flipper, or buyer looking to customize your next home, this property offers an excellent opportunity with solid fundamentals already in place. The property being sold As-Is. Great opportunity for a fix-and-flip, rental investment! The roof, the A/C system, and the water heater were replaced in 2014. There are no known roof or ceiling leaks. Ideally located just minutes from shopping, restaurants, schools, Downtown, and the Southside, this home combines renovation potential with a highly convenient location. Bring your ideas and unlock the value this property has to offer--schedule your showing today!

What to check on this one

  • Verify roof replaced 2014 (10 years old); confirm insurance company will write policy.
  • Order 4-point inspection (roof, HVAC, plumbing, electrical) before closing.
  • Pull flood zone designation from FEMA map; request elevation certificate if AE/VE.
  • Inspect plumbing for polybutylene or cast-iron; budget replacement if present.
  • Obtain full property history and permitted work records from city.
  • Walk through with contractor to estimate renovation scope and timeline.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,245/mo
Property tax (1.1% eff., Duval Co.)$220/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,757/mo

Loan $192,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 26, 2026, 7:30 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.