Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$182,500

10516 TIMBER CREEK Lane, Jacksonville, FL 32221

Victoria Forest

Price
$182,500
Beds / Baths
3 / 2
Living area
1,280 sqft
Year built
1985
Type
Residential
Lot
Garage
1
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
43

This is a short sale! Great Opportunity! 3 bedroom 2 bath home perfect starter home or rental opportunity!

What to check on this one

  • Verify roof age and condition; 1985 home may need inspection or replacement soon.
  • Order 4-point inspection (roof, HVAC, plumbing, electrical) — required for insurance on this age.
  • Confirm flood zone designation and obtain elevation certificate if in AE/VE.
  • Check for polybutylene plumbing (common 1985) — insurers often deny claims on this.
  • Verify septic system (if applicable) — service records and last inspection date.
  • Confirm short-sale lender approval timeline and all contingencies before proceeding.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$947/mo
Property tax (1.1% eff., Duval Co.)$167/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,406/mo

Loan $146,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of PARALLEL REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Sep 1, 2026, 5:30 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.