Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$464,990

1522 JOSIE Lane, Jacksonville, FL 32219, Jacksonville, FL 32219

Saddle Oaks

Price
$464,990
Beds / Baths
4 / 3
Living area
3,005 sqft
Year built
2026
Type
Residential
Lot
0.14 ac
Garage
2
HOA
$88/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
43
Elementary
Dinsmore
Middle
Jean Ribault
High school
Jean Ribault

$155/sqft asking, vs a $162/sqft median across 1,010 closed sales in 32219 over the last 12 months — 5% below the area's closed prices. Condition and lot vary; that's what a showing is for.

***MOVE IN READY - BRAND NEW HOME*** NO CDD FEES! This neighborhood is truly one-of-a-kind! Introducing the Ermont floor plan by Lennar Homes, offering 4 bedrooms, 3 bathrooms and a 2-car garage. This spacious floor plan includes nice features, such as white cabinets with white quartz kitchen countertops, 42'' upper cabinets, and Frigidaire stainless steel appliances including a range, dishwasher, microwave, and refrigerator. Ceramic wood-look tile flows through the main living areas and extends into the living room, dining room, and hallways. Additional features include window blinds throughout, a screened lanai, and a full sprinkler system. Enjoy peace of mind with a one-year builder warranty, dedicated customer service program, and 24-hour emergency service. (Conditions may apply)

What to check on this one

  • Verify final flood zone designation and elevation certificate requirement.
  • Confirm builder warranty terms, coverage limits, and claims process details.
  • Review HOA documents for architectural restrictions, assessment caps, rental rules.
  • Obtain final grading certificate and utility connection completion dates.
  • Walk home with builder rep to document any punch-list items before closing.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,413/mo
Property tax (1.1% eff., Duval Co.)$426/mo
Homeowners insurance (est.)$292/mo
HOA$88/mo
All-in monthly (est.)$3,219/mo

Loan $371,992 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of LENNAR REALTY INC. Data via realMLS (Northeast Florida MLS), updated Aug 18, 2026, 7:55 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.