Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$795,000

372 AHERN Street, Atlantic Beach, FL 32233, Atlantic Beach, FL 32233

Atlantic Beach

Price
$795,000
Beds / Baths
3 / 1
Living area
1,204 sqft
Year built
1928
Type
Residential
Lot
0.07 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
46

$660/sqft asking, vs a $350/sqft median across 448 closed sales in 32233 over the last 12 months — 89% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Charming 1928 building in the heart of Beaches Town Center, zoned CBD (Central Business District). Currently operating as a four-tenant cowork suite with in-place income. CBD permits office, medical/dental office, low-intensity retail and service, restaurant/café, and gallery or cultural use -- plus a single dwelling unit within the same building as a permitted commercial use, allowing a live/work configuration for an owner-occupant. Two on-site parking spaces. New roof and HVAC. Walkable to Atlantic Beach and Neptune Beach shops, restaurants, and the ocean. Buyer to verify all uses and development potential with City of Atlantic Beach Community Development.

What to check on this one

  • Verify flood zone and elevation certificate with City of Atlantic Beach — 1928 structure near coast
  • Confirm four-tenant cowork permits and zoning compliance with Community Development Department
  • Review roof/HVAC warranty documentation — verify installation date and coverage terms
  • Get title commitment and survey — clarify parking easement and lot boundary lines
  • Inspect plumbing for original cast-iron or galvanized lines — common in 1928 builds
  • Verify commercial general liability insurance requirements for four-tenant operation

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$4,125/mo
Property tax (1.1% eff., Duval Co.)$729/mo
Homeowners insurance (est.)$464/mo
All-in monthly (est.)$5,318/mo

Loan $636,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of PETRA MANAGEMENT INC.. Data via realMLS (Northeast Florida MLS), updated Jul 29, 2026, 7:37 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.