$242,000
102 CEDAR CREEK Road, Palatka, FL 32177, Palatka, FL 32177
Metes & Bounds
- Price
- $242,000
- Beds / Baths
- 0 / 0
- Living area
- 0 sqft
- Year built
- 0
- Type
- Land
- Lot
- 0.8 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Putnam
- Days on market
- 43
Have you dreamed of living on the St. Johns River? This beautiful treed lot is located on a quiet dead-end paved street and features an existing dock for easy access to the water. With approximately 350 feet of river frontage, you'll enjoy stunning views and abundant wildlife. A portion of the frontage consists of protected wetlands, enhancing the natural beauty and privacy of this unique waterfront property.
What to check on this one
- Verify flood zone designation with FEMA map; riverfront may trigger AE/VE zones.
- Obtain wetlands delineation report; confirm buildable upland acreage and setback compliance.
- Review dock condition and ownership; confirm riparian rights and state water permit requirements.
- Check Putnam County zoning; confirm allowable uses, setbacks, and septic/well feasibility.
- Request Phase I environmental if wetlands present; assess fill, drainage, and construction constraints.
- Confirm property survey includes wetland boundaries and elevation data for insurability.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $193,600 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of COLDWELL BANKER BEN BATES INC. Data via realMLS (Northeast Florida MLS), updated Aug 10, 2026, 3:33 PM.
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