$234,900
138 THOMAS Avenue, Jacksonville, FL 32218, Jacksonville, FL 32218
San Mateo
- Price
- $234,900
- Beds / Baths
- 3 / 2
- Living area
- 1,580 sqft
- Year built
- 1996
- Type
- Residential
- Lot
- 0.96 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 43
More land, lower price, no catch. We dropped the price AND added the second lot, so you now get both lots with this move-in ready 3-bedroom, 2-bath country home. This isn't a fixer. It's updated throughout and ready to go with a large kitchen, a primary suite that feels like your own retreat, and a screened porch and deck big enough for the whole family. Outside is where this place earns it. A big covered carport with room for the boat, the camper, the trailer, or all your weekend toys. No HOA, no CDD, and nobody sending you letters about what's parked in your yard. The land is yours. Private well means no water bill, septic in great shape means no sewer bill, metal roof (2020), new hot water heater, new windows, interior and exterior painting done, AC in great condition with new ductwork. Bonus: it's two lots combined into one acre. Keep it all for yourself, or down the road you could sell half or put a place on it for family. Country quiet, but only 10 minutes to downtown Jacksonville with quick access to major roads. A full acre under $235K this close to town doesn't come around often.
What to check on this one
- Verify well water quality and septic system inspection report within last 2 years
- Confirm flood zone designation via FEMA map; get elevation certificate if AE/VE
- Review manufactured home title, lien status, and lot ownership documentation
- Inspect metal roof 2020 installation warranty and confirm insurer accepts age/type
- Obtain septic permit, well registration, and county approval for two-lot combined parcel
- Verify private well and septic serve both lots if future subdivision intended
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $187,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of RE/MAX UNLIMITED. Data via realMLS (Northeast Florida MLS), updated Aug 12, 2026, 4:59 PM.
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