Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$499,000

2429 CEDAR TRACE Drive W 1, Jacksonville, FL 32246

Windsor Chase

Price
$499,000
Beds / Baths
3 / 2
Living area
2,100 sqft
Year built
2003
Type
Residential
Lot
7701 ac
Garage
2
HOA
$35/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
50
Elementary
Kernan Trail
Middle
Kernan
High school
Sandalwood

$238/sqft asking, vs a $208/sqft median across 891 closed sales in 32246 over the last 12 months — 14% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Well-maintained home in a quiet, established Jacksonville neighborhood. Features a spacious layout with abundant natural light, generously sized bedrooms, and a functional kitchen with ample cabinet space. Open living area ideal for entertaining. Large yard offers great potential for outdoor enjoyment. Conveniently located near shopping, dining, schools, and major roadways. Great opportunity for homeowners or investors alike.

What to check on this one

  • Verify flood zone designation & elevation certificate requirement via FEMA map
  • Order 4-point inspection (roof, HVAC, plumbing, electrical) — home is 23 years old
  • Confirm roof age/material & remaining coverage with current homeowners insurance quote
  • Review HOA documents for rental restrictions if investment intent includes leasing
  • Check septic vs. municipal sewer — verify well/septic service records if applicable
  • Confirm property lines & survey accuracy for 7,701 sq ft lot before closing

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,589/mo
Property tax (1.1% eff., Duval Co.)$457/mo
Homeowners insurance (est.)$292/mo
HOA$35/mo
All-in monthly (est.)$3,373/mo

Loan $399,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of LOKATION. Data via realMLS (Northeast Florida MLS), updated Jul 20, 2026, 6:06 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.