Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$645,000

341 CHARLEMAGNE Circle, Ponte Vedra Beach, FL 32082

Fiddlers Marsh

Price
$645,000
Beds / Baths
3 / 2
Living area
1,354 sqft
Year built
1990
Type
Residential
Lot
0.1 ac
Garage
2
HOA
$62/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
32
Elementary
Ponte Vedra Rawlings
Middle
Alice B. Landrum
High school
Ponte Vedra

$476/sqft asking, vs a $402/sqft median across 897 closed sales in 32082 over the last 12 months — 18% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Coastal elegance, reimagined in Ponte Vedra Beach Introducing 341 Charlemagne Circle -- a beautifully renovated residence in the sought-after Fiddler's Marsh community, where timeless design meets effortless coastal living. Every inch of this home has been thoughtfully transformed, featuring a fully renovated kitchen, beautifully updated baths, soaring ceilings, and an abundance of natural light that creates a spacious, open feel beyond its footprint. This is more than a home -- it's a lifestyle. Enjoy the ease of being minutes from the beach, world-class golf, dining, and everything that makes Ponte Vedra Beach one of Northeast Florida's most desirable destinations. Turnkey. Sophisticated. Coastal. Completely move-in ready home with a elevated elegance on a smaller footprint. Welcome home.

What to check on this one

  • Confirm roof age and material; get recent inspection report given 1990 build.
  • Obtain 4-point inspection and wind-mitigation report; verify flood zone designation immediately.
  • Request elevation certificate and flood insurance requirements for waterfront lot.
  • Review HOA docs, CC&Rs, and rental restrictions for Fiddler's Marsh community.
  • Verify scope and permits for all kitchen/bath renovations; get contractor warranties.
  • Inspect plumbing type; polybutylene or original 1990 cast-iron lines require replacement quotes.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,347/mo
Property tax (1.1% eff., St. Johns Co.)$591/mo
Homeowners insurance (est.)$376/mo
HOA$62/mo
All-in monthly (est.)$4,376/mo

Loan $516,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST. Data via realMLS (Northeast Florida MLS), updated Aug 27, 2026, 4:18 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.