Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$655,000

174 SCARLET ROSE Lane, St. Augustine, FL 32092, St. Augustine, FL 32092

Ashley Oaks

Price
$655,000
Beds / Baths
5 / 4
Living area
2,894 sqft
Year built
2013
Type
Residential
Lot
0.49 ac
Garage
3
HOA
$46/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
45
Elementary
Wards Creek
Middle
Pacetti Bay
High school
Allen D. Nease

$226/sqft asking, vs a $205/sqft median across 2,774 closed sales in 32092 over the last 12 months — 10% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Just Reduced!! Bring your boat or RV and discover the perfect blend of space, flexibility, and location in this exceptional Ashley Oaks home. Nestled on a quiet cul-de-sac with tranquil pond views, this 5-bedroom, 4-bath residence features a private upstairs suite with a full bath, ideal for guests, multigenerational living, a home office, or media room. The oversized homesite offers endless possibilities, with ample room to create your dream pool, outdoor kitchen, or private backyard retreat. Ashley Oaks offers low HOA fees, no CDD fees, and the rare convenience of HOA-approved boat and RV parking. Ideally located near shopping, dining, parks, beaches, and major commuter routes, this home is zoned for top-rated St. Johns County schools. A rare opportunity to enjoy spacious living, privacy, and an unbeatable location.

What to check on this one

  • Verify flood zone designation and elevation certificate for pond-adjacent lot.
  • Confirm roof age and condition; obtain 4-point inspection if needed for insurance.
  • Review HOA covenants for boat/RV parking approval process and any restrictions.
  • Inspect plumbing type (polybutylene common pre-1995); check septic or public sewer.
  • Verify HVAC age and service history; confirm cooling system capacity for 2,894 sq ft.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,399/mo
Property tax (1.1% eff., St. Johns Co.)$600/mo
Homeowners insurance (est.)$382/mo
HOA$46/mo
All-in monthly (est.)$4,427/mo

Loan $524,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of REALTY ONE GROUP ELEVATE. Data via realMLS (Northeast Florida MLS), updated Aug 24, 2026, 9:45 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.