Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$459,990

182 DONOVAN Drive, St. Augustine, FL 32092, St. Augustine, FL 32092

Shearwater

Price
$459,990
Beds / Baths
4 / 2
Living area
1,798 sqft
Year built
2026
Type
Residential
Lot
0.13 ac
Garage
2
HOA
$20/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
45
Elementary
Trout Creek Academy
Middle
Trout Creek Academy
High school
Beachside

$256/sqft asking, vs a $205/sqft median across 2,774 closed sales in 32092 over the last 12 months — 25% above the area's closed prices. Condition and lot vary; that's what a showing is for.

The Adley offers a balanced blend of comfort and modern design in a thoughtfully planned single-story layout. With 1,798 square feet of living space, this four-bedroom, two-bath home with a two-car garage is designed to support both everyday living and effortless entertaining. At the center of the home, an open-concept family room, dining area, and kitchen create a seamless flow that feels both spacious and inviting. Whether hosting friends or enjoying a quiet night in, this layout adapts easily to your lifestyle. The kitchen is designed with function in mind, featuring a large island ideal for meal preparation and casual seating, along with ample cabinet and counter space. The primary suite offers a private retreat, complete with a generously sized bedroom, optional tray ceiling detail, a large walk-in closet, and a well-appointed en-suite bath designed for comfort and convenience.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if in AE/VE.
  • Confirm CDD bond payoff amount and annual assessment total.
  • Review builder warranty coverage and transferability to next owner.
  • Inspect roof framing and materials—confirm no defects in new construction.
  • Obtain HOA/CDD documents; confirm $20/mo is total recurring fee.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,387/mo
Property tax (1.1% eff., St. Johns Co.)$422/mo
Homeowners insurance (est.)$292/mo
HOA$20/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,288/mo

Loan $367,992 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of OLYMPUS EXECUTIVE REALTY, INC. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 3:33 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.