Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$499,990

188 DONOVAN Drive, St. Augustine, FL 32092, St. Augustine, FL 32092

Shearwater

Price
$499,990
Beds / Baths
4 / 3
Living area
2,316 sqft
Year built
2026
Type
Residential
Lot
0.15 ac
Garage
2
HOA
$20/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
45
Elementary
Trout Creek Academy
Middle
Trout Creek Academy
High school
Beachside

$216/sqft asking, vs a $205/sqft median across 2,774 closed sales in 32092 over the last 12 months — 5% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Sample Images!! Why rent when you can own! The Timuquana is an entertainers dream and is one of our most popular floorplans. The kitchen boasts 42 in cabinets, kitchen island and quartz counterops. With top notch amenities in the community and within walking distance to the two new county parks and K-8 school Shearwater is one of the best new communities to call home

What to check on this one

  • Verify exact flood zone designation and get elevation certificate if AE/VE
  • Confirm CDD bond payoff amount and remaining assessment schedule
  • Review HOA docs for rental restrictions and enforcement
  • Request builder warranty details and any outstanding construction defects
  • Clarify what amenities are included vs. future phases

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,594/mo
Property tax (1.1% eff., St. Johns Co.)$458/mo
Homeowners insurance (est.)$292/mo
HOA$20/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,531/mo

Loan $399,992 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of OLYMPUS EXECUTIVE REALTY, INC. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 7:07 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.