Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$412,164

77 WINDMILL PALM Way, Palm Coast, FL 32164, Palm Coast, FL 32164

Seminole Trace

Price
$412,164
Beds / Baths
4 / 3
Living area
2,246 sqft
Year built
2026
Type
Residential
Lot
Garage
2
HOA
$33/mo
CDD
Yes
Flood zone
Unknown
County
Flagler
Days on market
45
Elementary
Bunnell
Middle
Buddy Taylor
High school
Flagler Palm Coast

$184/sqft asking, vs a $185/sqft median across 346 closed sales in 32164 over the last 12 months — 1% below the area's closed prices. Condition and lot vary; that's what a showing is for.

This Stonehurst stunning home boasts 4 bedrooms and 3 baths, offering both space and style. The spacious kitchen is a chef's dream, with an optional gourmet upgrade and an open design that overlooks the dining area, perfect for family meals and entertaining. The inviting living room opens to a charming lanai, bringing in natural light and providing a peaceful space for relaxation. The primary bedroom is a luxurious retreat, featuring not one, but two walk-in closets, along with a large primary bath for ultimate comfort. With thoughtful details throughout, this home provides the ideal balance of elegance and functionality for modern living. **Photos are representative of the Stonehurst floor plan.

What to check on this one

  • Verify CDD bond payoff amount and annual assessment schedule.
  • Confirm builder warranty coverage and transferability to new owner.
  • Request final Certificate of Occupancy and all closing documents.
  • Review HOA bylaws and any rental restrictions for future use.
  • Confirm flood zone designation with Flagler County property appraiser.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,139/mo
Property tax (1.1% eff., Flagler Co.)$378/mo
Homeowners insurance (est.)$292/mo
HOA$33/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,009/mo

Loan $329,731 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of OLYMPUS EXECUTIVE REALTY, INC. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 6:46 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.