Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$600,000

97098 PIRATES POINT Road, Yulee, FL 32097, Yulee, FL 32097

Pirates Wood

Price
$600,000
Beds / Baths
3 / 2
Living area
1,645 sqft
Year built
1973
Type
Residential
Lot
0.64 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
46

$365/sqft asking, vs a $186/sqft median across 933 closed sales in 32097 over the last 12 months — 96% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Discover a beautifully maintained residence offering a perfect blend of classic charm and comfort in the heart of Yulee. This 1,645-square-foot home features a thoughtfully designed layout with three spacious bedrooms and two full bathrooms, making it ideal for a variety of lifestyles. Step inside to find an inviting interior accented by elegant hardwood and durable tile flooring throughout, providing both sophisticated style and ease of maintenance. The 1970s architecture provides a solid foundation and character that is perfectly complemented by the home's functional flow. Large windows invite natural light to brighten the living spaces, creating a warm and welcoming atmosphere for daily living and entertaining. Ideally situated to enjoy the best of the local area, this property represents a fantastic opportunity for those seeking a quality home with timeless appeal and lasting value. Experience the potential of this exceptional residence for yourself.

What to check on this one

  • Verify roof age and get wind-mitigation inspection quote—1973 home needs 4-point inspection for insurance.
  • Confirm flood zone designation and request elevation certificate if in AE/VE zone.
  • Check plumbing material (polybutylene/cast-iron common in 1973)—costly replacements if present.
  • Inspect septic system records and pumping history; well water quality test required.
  • Waterfront: verify riparian rights, bulkhead condition, and environmental permits on file.
  • Pull property appraiser records for recent tax assessment and any code violations.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,113/mo
Property tax (1.1% eff., Nassau Co.)$550/mo
Homeowners insurance (est.)$350/mo
All-in monthly (est.)$4,013/mo

Loan $480,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of SAND DOLLAR REALTY GROUP INC. Data via realMLS (Northeast Florida MLS), updated Jul 17, 2026, 9:01 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.