Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$639,900

2489 COUNTRY SIDE Drive, Fleming Island, FL 32003, Fleming Island, FL 32003

Eagle Harbor

Price
$639,900
Beds / Baths
4 / 4
Living area
3,464 sqft
Year built
2006
Type
Residential
Lot
0.24 ac
Garage
2
HOA
$10/mo
CDD
Yes
Flood zone
Unknown
County
Clay
Days on market
32

$185/sqft asking, vs a $212/sqft median across 610 closed sales in 32003 over the last 12 months — 13% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Nestled on a rare preserve lot in the highly sought-after Black Creek at Eagle Harbor, this impeccably maintained 4-bedroom, 3.5-bath residence offers the ideal blend of comfort, elegance and location. Just a short walk to A-rated Thunderbolt Elementary and Fleming Island High School, and minutes from the new Baptist Clay Medical Ctr, shopping, dining and everyday conveniences. This move-in-ready home features a roof less than 5 years old, beautiful flooring and SS appliances. The spacious 1st floor primary suite offers dual walk-in closets complemented by an adjoining flex room, perfect for home office, nursery or private retreat. A generous bonus room provides add'l space for a media room, playroom or home gym. Upstairs, 3 spacious BR's and 2 full baths offer comfort for family and guests. Enjoy Eagle Harbor's amenities, including 3 resort-style pools, tennis, pickleball, basketball courts, soccer fields, playgrounds, community docks on Black Creek and the Eagle Harbor Golf Club.

What to check on this one

  • Verify CDD bond payoff amount and annual assessment from Clay County
  • Confirm roof installation date and remaining warranty documentation
  • Pull flood zone map; if AE/VE zone, obtain elevation certificate
  • Review Eagle Harbor HOA covenants, fees, rental restriction policies
  • Request 4-point inspection given 2006 build year for insurance approval

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,320/mo
Property tax (1.1% eff., Clay Co.)$587/mo
Homeowners insurance (est.)$373/mo
HOA$10/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$4,457/mo

Loan $511,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 6:46 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.