Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$259,900

109 IVEY Road, San Mateo, FL 32187, San Mateo, FL 32187

Metes & Bounds

Price
$259,900
Beds / Baths
3 / 1
Living area
1,054 sqft
Year built
1977
Type
Residential
Lot
1.32 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
46

$247/sqft asking, vs a $178/sqft median across 18 closed sales in 32187 over the last 12 months — 38% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome home to this beautifully updated 3-bedroom, 1-bath concrete block home offering 1,054 sq. ft. of comfortable living space on a spacious 1.33-acre lot. Recent upgrades include a new metal roof, new A/C & duct work, all new plumbing, and all new electrical, providing peace of mind for years to come. Inside, you'll find durable tile flooring throughout the main living areas with cozy carpet in the bedrooms. Enjoy the convenience of a carport and relax or entertain on the covered back patio overlooking the expansive yard. Located just minutes from the scenic St. Johns River, this property offers the perfect blend of peaceful country living with an easy commute to St. Augustine, Daytona Beach, Jacksonville, and Gainesville. Don't miss this move-in-ready opportunity!

What to check on this one

  • Verify new roof installation date and obtain warranty documentation for lender/insurer requirements.
  • Confirm all new plumbing work permitted and inspected; request contractor receipts and permits.
  • Get electrical work permit cards and final inspection approval from Putnam County.
  • Obtain A/C & ductwork permits, inspection sign-offs, and manufacturer warranty details.
  • Verify actual flood zone designation with FEMA map; request elevation certificate if needed.
  • Confirm property address qualifies for homeowners insurance given concrete block construction and updates.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,349/mo
Property tax (1.1% eff., Putnam Co.)$238/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,879/mo

Loan $207,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of IHEART REALTY INC. Data via realMLS (Northeast Florida MLS), updated Aug 21, 2026, 12:05 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.