Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$369,990

191 MISTY HARBOR Trace, Palm Coast, FL 32137, Palm Coast, FL 32137

Hammock at Palm Harbor

Price
$369,990
Beds / Baths
3 / 3
Living area
1,853 sqft
Year built
2026
Type
Townhouse
Lot
Garage
2
HOA
$337/mo
CDD
No
Flood zone
Unknown
County
Flagler
Days on market
48
Elementary
Old Kings
Middle
Buddy Taylor
High school
Flagler Palm Coast

$200/sqft asking, vs a $264/sqft median across 24 closed sales in 32137 over the last 12 months — 24% below the area's closed prices. Brand new construction priced 24% below comparable recent sales; verify builder incentives and financing terms that may affect final net cost.

Brand New by award winning Dream Finders Homes...Welcome to 191 Misty Harbor Trace, located in a desirable gated community The Hammock at Palm Harbor. This Sago floorplan offers the perfect blend of modern comfort, flexibility, and the tranquil outdoors. Thoughtfully designed with a spacious first-floor primary suite, providing convenience and privacy for everyday living. The open-concept layout is ideal for entertaining, with generous living spaces, abundant natural light, and a seamless flow throughout the home. Whether you're looking for a full-time residence, vacation getaway, or investment opportunity, this property offers exceptional versatility with no short-term rental restrictions. Residents enjoy acccess to fantastic community amenities including pool, hot tub and clubhouse perfect for social gatherings and leisure activities. Financing incentives if you use builders preferred lender.

What to check on this one

  • Verify final HOA/CDD fees and what amenities they cover; confirm no additional assessments pending.
  • Confirm short-term rental allowance in writing from HOA; get copy of rental policy.
  • Review builder warranty coverage and transferability to next owner if investment/resale planned.
  • Obtain exact flood zone designation and elevation certificate from county; verify insurance cost.
  • Walk final walkthrough before closing; inspect all finishes, appliances, and builder punch-list completion.
  • Confirm builder financing incentive terms in writing; compare to independent lender quotes.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,920/mo
Property tax (1.1% eff., Flagler Co.)$339/mo
Homeowners insurance (est.)$292/mo
HOA$337/mo
All-in monthly (est.)$2,888/mo

Loan $295,992 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of PONTE VEDRA CLUB REALTY, INC.. Data via realMLS (Northeast Florida MLS), updated Aug 24, 2026, 6:45 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.