$1,399,000
4541 EDEN BAY Drive, St. Augustine, FL 32084, St. Augustine, FL 32084
**verifying Subd**
- Price
- $1,399,000
- Beds / Baths
- 3 / 3
- Living area
- 1,932 sqft
- Year built
- 2016
- Type
- Residential
- Lot
- 0.12 ac
- Garage
- 1
- HOA
- $325/mo
- CDD
- No
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 46
$724/sqft asking, vs a $211/sqft median across 1,092 closed sales in 32084 over the last 12 months — 243% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Ocean views and deeded beach access. This property sits in a quiet, well-maintained private enclave of only a dozen homes. Dozens of upgrades including; crown molding, built-in cabinetry, newer appliances, wired alarm and a/v system, outdoor kitchen and patio complete with outdoor shower. Convenient to Vilano Town Center approximately 3 miles away as well as the numerous amazing highly rated restaurants nearby. Terrific floor plan with private master suite and laundry 2nd floor along with two bedrooms and sitting/t.v. den down. Come enjoy your beach oasis right in the heart of Vilano beach!
What to check on this one
- Confirm flood zone designation and obtain elevation certificate for waterfront property.
- Verify HOA $325/mo covers what; request financials, reserve study, and any pending assessments.
- Order 4-point inspection and wind-mitigation report; check roof age and insurance carrier appetite.
- Confirm deeded beach access is perpetual, not lease-based; review beach easement docs.
- Request HOA meeting minutes last 12 months and covenants on short-term rental restrictions.
- Verify homeowners insurance availability and quote given waterfront exposure and location.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $1,119,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of PREMIER HOMES REALTY INC. Data via realMLS (Northeast Florida MLS), updated Jul 17, 2026, 5:36 PM.
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