Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$397,990

1432 JOSIE Lane, Jacksonville, FL 32218, Jacksonville, FL 32218

Seaton Creek Reserve

Price
$397,990
Beds / Baths
4 / 3
Living area
2,257 sqft
Year built
2026
Type
Residential
Lot
Garage
2
HOA
$65/mo
CDD
Yes
Flood zone
Unknown
County
Duval
Days on market
46
Middle
Select One

$176/sqft asking, vs a $160/sqft median across 1,817 closed sales in 32218 over the last 12 months — 10% above the area's closed prices. Condition and lot vary; that's what a showing is for.

***MOVE IN READY - BRAND NEW HOME*** Newly Built Home, never lived in! Welcome to Lennar Homes- Sierra HA floor plan featuring 3 bedrooms, 2 bathrooms, a study and a 2-car garage. This home includes Lennar's signature Everything's Included features, such as white cabinets with white quartz kitchen countertops, 42'' upper cabinets, and Frigidaire stainless steel appliances including a range, dishwasher, microwave, and refrigerator. The main living areas are finished with ceramic wood-look tile extended into the living room, dining area, and hallways. Additional highlights include quartz vanities, a screened lanai, and a full sprinkler system. This home is backed by a one-year warranty for added peace of mind. (Conditions may apply)

What to check on this one

  • Obtain exact flood zone designation and elevation certificate for CDD bond/insurance requirements.
  • Verify CDD bond payoff amount and remaining assessment period before closing.
  • Confirm builder warranty coverage details, transfer terms, and exclusions in writing.
  • Review HOA $65/mo covenant restrictions, rental rules, and any future fee increases.
  • Request final walkthrough inspection 24 hours before closing to verify all appliances/finishes.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,065/mo
Property tax (1.1% eff., Duval Co.)$365/mo
Homeowners insurance (est.)$292/mo
HOA$65/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,954/mo

Loan $318,392 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of LENNAR REALTY INC. Data via realMLS (Northeast Florida MLS), updated Aug 18, 2026, 7:57 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.