Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$399,900

224 PINE ARBOR Circle, St. Augustine, FL 32084, St. Augustine, FL 32084

Heritage Park

Price
$399,900
Beds / Baths
4 / 2
Living area
1,768 sqft
Year built
2007
Type
Residential
Lot
0.18 ac
Garage
2
HOA
$77/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
47

$226/sqft asking, vs a $211/sqft median across 1,092 closed sales in 32084 over the last 12 months — 7% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Beautifully updated 4BR/2BA single-story home in the desirable Heritage Park community of Quail Ridge Village! Offering over 1,700 sq. ft. of light-filled living space, this move-in-ready home features an open floor plan, luxury vinyl plank flooring throughout, fresh interior paint, a beautifully remodeled kitchen with new quartz countertops, new cabinets, and all-new stainless steel appliances. The spacious primary suite includes a private ensuite bath, and the large backyard is perfect for entertaining or relaxing. Conveniently located near schools, shopping, parks, and just minutes from Historic Downtown St. Augustine, with its charming shops, restaurants, historic attractions, trolley tours, and nearby Vilano Beach and St. Augustine Beach. Enjoy the best of Florida living in this exceptional home!

What to check on this one

  • Verify roof age and get 4-point inspection—home is 17 years old, insurers scrutinize post-15 years.
  • Confirm actual flood zone (AE/VE/X)—listed as unknown; order elevation certificate if needed.
  • Request CDD bond payoff amount and remaining lien term from seller.
  • Pull HOA/CDD governing docs, bylaws, and rental restrictions for Quail Ridge Village.
  • Inspect kitchen appliances, countertops, flooring for workmanship and warranty coverage.
  • Verify HVAC age and service records; get maintenance history on renovations completed.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,075/mo
Property tax (1.1% eff., St. Johns Co.)$367/mo
Homeowners insurance (est.)$292/mo
HOA$77/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,978/mo

Loan $319,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 18, 2026, 11:32 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.