$339,900
920 OAK ARBOR Circle, St. Augustine, FL 32084, St. Augustine, FL 32084
Heritage Park
- Price
- $339,900
- Beds / Baths
- 3 / 2
- Living area
- 1,465 sqft
- Year built
- 2005
- Type
- Residential
- Lot
- 0.18 ac
- Garage
- 2
- HOA
- $87/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 47
- Elementary
- Crookshank
- Middle
- Sebastian
- High school
- St. Augustine
$232/sqft asking, vs a $211/sqft median across 1,092 closed sales in 32084 over the last 12 months — 10% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Welcome to this light & bright home that is ready for its next chapter. Step through the glass front entry into an open layout that lives much bigger than it looks. The updated kitchen is the heart of it all: white cabinetry, granite counters, subway tile backsplash, stainless appliances, & an island with breakfast bar seating that keeps the cook in the middle of the conversation. Wainscoting, LVP flooring, & an electric fireplace with a shiplap wall with floating mantel add charm you don't usually find at this price point. French doors open to a patio & a fully fenced backyard with plenty of room to play, garden, or just enjoy your coffee in the Florida sunshine. A split-bedroom layout, indoor laundry, & 2-car garage round out the home itself. Heritage Park offers a clubhouse, pool, fitness center, pickleball, basketball, & a dog park. All minutes from downtown St Augustine, shopping, schools, & the beach. Come see it before someone else calls it home.
What to check on this one
- Confirm flood zone designation and obtain elevation certificate if in AE/VE
- Verify CDD bond payoff amount and remaining assessment term
- Pull roof permit records; if original 2005 roof, get professional inspection
- Request HOA/CDD financials, reserve study, and any pending special assessments
- Confirm all kitchen/flooring/fireplace renovations permitted and inspected
- Verify homeowners insurance availability and quote given flood zone
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $271,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 6:46 AM.
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