$460,000
456 BAY POINT Way N, St. Johns, FL 32259, St. Johns, FL 32259
Baypoint
- Price
- $460,000
- Beds / Baths
- 4 / 2
- Living area
- 2,107 sqft
- Year built
- 1997
- Type
- Residential
- Lot
- 0.41 ac
- Garage
- 2
- HOA
- $27/mo
- CDD
- No
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 33
- Elementary
- Cunningham Creek
- Middle
- Switzerland Point
- High school
- Bartram Trail
$218/sqft asking, vs a $221/sqft median across 2,395 closed sales in 32259 over the last 12 months — 1% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Welcome to this 4-bdrm, 2-bath waterfront home tucked away on a quiet cul-de-sac in the highly desirable Cunningham Creek community in St. Johns county. Situated on an oversized .41-acre lot, this 2,107sf home offers the perfect blend of comfort, space, and functionality. Inside you'll find an open and inviting floor plan with bamboo wood flooring, a cozy fireplace, and a spacious kitchen that flows seamlessly into the main living areas. The home features an extra-large flex space that can easily serve as a family room, additional living area, or office just off the kitchen perfect for working from home, a playroom, or hobby space. The split-bedroom layout provides added privacy, while the primary suite features a double vanity, garden tub, and separate shower. Step outside to enjoy the expansive, fenced backyard with plenty of room for gardening, or future enhancements. Freshly painted inside and out! Roof 2019, HVAC 2020. Transferrable termite bond. St. Johns County schools!
What to check on this one
- Verify flood zone designation and obtain elevation certificate for waterfront lot.
- Confirm roof 2019 and HVAC 2020 dates with seller; request maintenance records.
- Review HOA docs for waterfront/dock rules, assessments, and any pending special levies.
- Get termite bond transfer details in writing before closing.
- Inspect plumbing for polybutylene or cast-iron (built 1997—borderline era).
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $368,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 6:46 AM.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.