Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$244,900

8520 MOSS POINTE TRL Trail N, Jacksonville, FL 32244, Jacksonville, FL 32244

Chimney Lakes

Price
$244,900
Beds / Baths
3 / 2
Living area
1,185 sqft
Year built
1989
Type
Residential
Lot
0.155 ac
Garage
2
HOA
$38/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
47
Elementary
Chimney Lakes
Middle
Chaffee Trail
High school
Westside High School

$207/sqft asking, vs a $157/sqft median across 1,043 closed sales in 32244 over the last 12 months — 31% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to this inviting 3-bedroom, 2-bathroom home located in the desirable Chimney Lakes neighborhood. This home features a seamless open floor plan that beautifully connects the main living spaces. The cozy living room serves as the heart of the home, highlighted by a charming fireplace. Overlooking the living area is the updated kitchen, which boasts durable granite countertops and sleek stainless-steel appliances, creating a perfect and highly functional space for cooking and entertaining. Step outside to enjoy the privacy of a fully fenced-in backyard, offering a great outdoor retreat for relaxation or hosting guests. Conveniently situated, this property is located just minutes away from local schools and shopping centers, while also offering an easy commute to NAS.

What to check on this one

  • Verify flood zone designation and elevation certificate before closing.
  • Order 4-point inspection and wind-mitigation report (home is 35+ years old).
  • Confirm roof age and current insurance carrier acceptance.
  • Review HOA covenants, rental restrictions, and reserve study.
  • Inspect plumbing materials—cast iron or polybutylene common in 1989 builds.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,271/mo
Property tax (1.1% eff., Duval Co.)$224/mo
Homeowners insurance (est.)$292/mo
HOA$38/mo
All-in monthly (est.)$1,825/mo

Loan $195,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ENTERA REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 13, 2026, 3:52 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.