Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$747,000

405 FIFTH Street, Vilano Beach, FL 32084, Vilano Beach, FL 32084

Vilano Beach

Price
$747,000
Beds / Baths
3 / 2
Living area
2,000 sqft
Year built
1993
Type
Residential
Lot
0.24 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
11

The Vilano Beach lifestyle awaits! This beautifully updated 3BR/2BA single-level home just off A1A is move-in ready and offers the perfect blend of comfort and coastal charm. Enjoy stunning sunsets and quick access to beaches, restaurants, parks, watersports, and nature trails. Inside, you'll find a remodeled kitchen and primary suite, wood and luxury vinyl plank flooring, skylights, indoor and outdoor gas fireplaces, central vacuum, Shark Coating garage floor, and a durable metal roof. Outside features a circular paver driveway, separate boat/RV parking, a detached workshop or gym, Trex® deck, gazebo, enclosed porches, and a fully fenced backyard with tropical landscaping backing to peaceful woods. Solar landscape lighting creates a beautiful evening ambiance. With no HOA, this home is ideal as a primary residence, vacation retreat, or investment property in one of St. Augustine's most desirable beach communities.

What to check on this one

  • Verify roof age and material—metal roof noted, but confirm installation date for insurance.
  • Obtain flood zone designation and elevation certificate from St. Johns County.
  • Request 4-point inspection due to 1993 build year; confirm insurer will cover.
  • Inspect plumbing type—1993 home may have polybutylene; get service history.
  • Confirm solar landscape lighting system is owned, not leased; request transfer docs.
  • Walk detached workshop/gym for permits and whether it affects property classification.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,876/mo
Property tax (1.1% eff., St. Johns Co.)$685/mo
Homeowners insurance (est.)$436/mo
All-in monthly (est.)$4,997/mo

Loan $597,600 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ONE SOTHEBY'S INTERNATIONAL REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 7, 2026, 8:00 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.