Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$388,900

11987 ARBOR LAKE Drive, Jacksonville, FL 32225, Jacksonville, FL 32225

The Valley

Price
$388,900
Beds / Baths
3 / 2
Living area
1,526 sqft
Year built
1992
Type
Residential
Lot
0.15 ac
Garage
2
HOA
$57/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
47
Elementary
Don Brewer
Middle
Landmark
High school
Sandalwood

RARE LAKEFRONT OPPORTUNITY! Wake up to breathtaking water views in this beautifully updated 3-bedroom, 2-bath home nestled on one of the most desirable lakefront lots in The Valley at Hidden Hills. Offering 1,526 square feet of thoughtfully designed living space, this home blends modern upgrades with an unbeatable waterfront lifestyle. From the moment you step inside, you're welcomed by soaring vaulted ceilings, abundant natural light, and panoramic lake views that draw your attention straight through the home. The open living room centers around a cozy fireplace and flows seamlessly to the spacious rear deck, creating the perfect setting for morning coffee, evening sunsets, or entertaining family and friends overlooking the water. The renovated kitchen features white shaker cabinetry, quartz countertops, a marble tile backsplash, stainless steel appliances, and ample cabinet space, while new luxury vinyl plank flooring runs throughout the home, creating a clean, cohesive look. Both bathrooms have been tastefully updated with modern finishes, allowing you to move in and immediately enjoy. The split-bedroom floor plan provides privacy, with the spacious primary suite overlooking the lake and offering a walk-in closet and beautifully updated en-suite bath. Two additional bedrooms and a second renovated bathroom provide flexibility for guests, family, or a home office. Major updates include a 2012 roof, 2021 HVAC, and 2016 water heater, providing added peace of mind. Beyond the home, residents enjoy an exceptional lifestyle with a low quarterly HOA of just $170, which includes access to two community pools, a clubhouse, playgrounds, five pickleball courts, and a tennis court. If you've been searching for a move-in-ready waterfront home with modern updates, stunning lake views, and outstanding community amenities, this is the one you've been waiting for. Schedule your private showing today!

What to check on this one

  • Verify exact flood zone designation and obtain elevation certificate for lender/insurance
  • Confirm roof age and get 4-point inspection; home is 34 years old
  • Review HOA docs for lakefront-specific rules, deed restrictions, and bulkhead maintenance liability
  • Inspect waterfront seawall/bulkhead condition and clarify who funds repairs
  • Verify all renovations permitted and inspect plumbing for polybutylene lines (1992 era)

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,018/mo
Property tax (1.1% eff., Duval Co.)$356/mo
Homeowners insurance (est.)$292/mo
HOA$57/mo
All-in monthly (est.)$2,723/mo

Loan $311,120 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 10, 2026, 6:30 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.