$599,999
491 WILLOW LAKE Drive, St. Augustine, FL 32092, St. Augustine, FL 32092
Gran Lake
- Price
- $599,999
- Beds / Baths
- 4 / 3
- Living area
- 2,568 sqft
- Year built
- 2019
- Type
- Residential
- Lot
- 0.32 ac
- Garage
- 3
- HOA
- $145/mo
- CDD
- No
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 16
- Elementary
- Picolata Crossing
- Middle
- Pacetti Bay
- High school
- Tocoi Creek
Rare lakefront opportunity in Gran Lake! This beautifully maintained 4BR/3BA home, built in 2019, offers 2568 sq. ft. on a premium .32-acre lot with stunning sunset views. The open floor plan features a gourmet kitchen with double ovens, abundant cabinetry, wraparound counters, coffee station, and new Whirlpool refrigerator. The spacious owner's suite overlooks the lake and includes bay windows and a large walk-in shower. Triple sliders open to a screened lanai with an electric retractable screen. Additional features include a 3-car garage, walk-up attic with auto lift, ceiling fans throughout, gas water heater and grill hookup. Enjoy low HOA, NO CDD, plus community amenities including a clubhouse, pool, walking trails, fishing, and kayaking. Just 15 miles from the beach and minutes from shopping and dining.
What to check on this one
- Confirm flood zone designation and obtain elevation certificate for lender/insurance.
- Verify HOA $145/mo covers what; request 12-month financials and reserve study.
- Get roof inspection report; 2019 build should be fine but confirm no prior damage/claims.
- Inspect screened lanai electric retractable screen—service history and warranty status.
- Confirm waterfront lot setback compliance and any lake-maintenance or erosion-control covenants.
- Request HOA rental-restriction policy in writing if short-term rental intent exists.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $479,999 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of EXP REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Jul 31, 2026, 9:45 PM.
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