Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$349,000

8992 MERSEYSIDE Avenue, Jacksonville, FL 32219, Jacksonville, FL 32219

St James Place

Price
$349,000
Beds / Baths
5 / 4
Living area
3,133 sqft
Year built
2012
Type
Residential
Lot
0.22 ac
Garage
2
HOA
$32/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
47
Elementary
Samuel A. Hull
Middle
Jean Ribault
High school
Jean Ribault

INVITING AND SPACIOUS 5 bedroom, 3.5 bathroom home. Beautifully appointed home with one bedroom and full bathroom downstairs and 4 bedrooms upstairs. Over 3,000 square feet featuring stucco and ledgestone front, tray ceiling in primary bedroom, tiled floors, gourmet kitchen with solid surface kitchen countertops, center island, double ovens, pantry, and stainless appliances. Great size covered patio. 1/2 bath downstairs. Large laundry room downstairs. Primary suite is airy and welcoming with an amazing walk-in closet and tub and shower with 2 sinks. Upstairs Hall Bathroom has 2 sinks. Spacious lot for entertaining with unobstructed view. Such a fabulous floorplan, it is still being built today!

What to check on this one

  • Verify roof age and get 4-point inspection quote before offer.
  • Confirm flood zone designation and obtain elevation certificate if in AE/VE.
  • Request homeowner insurance quotes — 2012 build should be insurable.
  • Review HOA covenants for rental restrictions if investment-property option matters.
  • Inspect stucco exterior for cracks, efflorescence, or previous repairs.
  • Confirm all appliances convey and get service history on double ovens.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,811/mo
Property tax (1.1% eff., Duval Co.)$320/mo
Homeowners insurance (est.)$292/mo
HOA$32/mo
All-in monthly (est.)$2,455/mo

Loan $279,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY. Data via realMLS (Northeast Florida MLS), updated Jul 23, 2026, 6:46 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.