Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$890,000

12869 BONEY Road, Jacksonville, FL 32226, Jacksonville, FL 32226

Section Land

Price
$890,000
Beds / Baths
4 / 3
Living area
3,066 sqft
Year built
2018
Type
Residential
Lot
4.97 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
47
Middle
Select One

$290/sqft asking, vs a $178/sqft median across 498 closed sales in 32226 over the last 12 months — 63% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome home to your private oasis with this pristine 4-bedroom, 3-bath estate nestled on almost 5 acres in the serene countryside of North Jacksonville, near Pumpkin Hill Creek Preserve State Park. Bring your boats, RVs, chickens, and horses. This nearly new home was custom built with a thoughtful floor plan and upgrades. Enter through the new screened-in front porch to spacious main living and dining areas. The gourmet kitchen features stainless steel appliances and plenty of granite countertop space ideal for cooking and entertaining. In addition to the bedrooms, a versatile flex space adds even more potential-perfect for a playroom, media room, gym, or studio tailored to your lifestyle. Located just minutes from shopping, dining, and the conveniences of city life, yet tucked away in a tranquil setting, this is a rare opportunity to own a slice of country paradise without sacrificing accessibility. Luxury. Privacy. Space. The best value for a home with land in Jacksonville, FL

What to check on this one

  • Verify actual flood zone designation with FEMA map—critical for insurance and resale.
  • Confirm roof warranty/coverage details; 2018 build should have 10+ years remaining.
  • Request well and septic inspection records; verify system capacity for 5-acre rural property.
  • Obtain title search to confirm no deed restrictions on livestock, RVs, or commercial use.
  • Walk perimeter; check for easements, encroachments, or boundary disputes on 4.97 acres.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$4,618/mo
Property tax (1.1% eff., Duval Co.)$816/mo
Homeowners insurance (est.)$519/mo
All-in monthly (est.)$5,953/mo

Loan $712,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY. Data via realMLS (Northeast Florida MLS), updated Jul 17, 2026, 5:20 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.