$236,000
322 S 17TH Street, Palatka, FL 32177, Palatka, FL 32177
Metes & Bounds
- Price
- $236,000
- Beds / Baths
- 3 / 1
- Living area
- 1,673 sqft
- Year built
- 1951
- Type
- Residential
- Lot
- 0.23 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Putnam
- Days on market
- 47
$141/sqft asking, vs a $162/sqft median across 259 closed sales in 32177 over the last 12 months — 13% below the area's closed prices. Condition and lot vary; that's what a showing is for.
This 3-bedroom, 1-bath home offers 1,673 square feet and sits on a spacious corner lot, giving you plenty of room both inside and out. You'll get the character of an older home without the big-ticket headaches. Major updates include a metal roof, HVAC, electrical panel, and tankless water heater. Inside, you'll find hardwood and luxury vinyl plank flooring, plus a beautifully updated kitchen with white shaker cabinets, granite countertops, and stainless steel appliances. Step outside to a large, fenced backyard with room for kids, pets, your boat, or weekend get-togethers. The location is hard to beat, too. You're close to schools, shopping, restaurants, and medical facilities, with the St. Johns River just minutes away. Plus, Hank Bryan Park is right across the street, and several other parks are within walking distance. This one is the perfect mix of charm, updates, and convenience.
What to check on this one
- Verify roof installation date—metal roof age matters for insurance and warranty claims.
- Confirm HVAC, electrical panel, water heater install dates and obtain all warranty documentation.
- Obtain flood zone designation from Putnam County; request elevation certificate if in AE/VE zone.
- Inspect plumbing for polybutylene or cast-iron; verify any replacements with receipts.
- Pull permit records for all claimed updates—roof, HVAC, electrical, kitchen, water heater.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $188,800 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of TIMBER TO TIDES REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 15, 2026, 1:30 PM.
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