$435,000
77074 CROSSCUT Way, Yulee, FL 32097, Yulee, FL 32097
Lumber Creek
- Price
- $435,000
- Beds / Baths
- 5 / 3
- Living area
- 2,422 sqft
- Year built
- 2020
- Type
- Residential
- Lot
- 0.16 ac
- Garage
- 2
- HOA
- $56/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 47
- Elementary
- Wildlight
- Middle
- Yulee
- High school
- Yulee
$180/sqft asking, vs a $186/sqft median across 933 closed sales in 32097 over the last 12 months — 4% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Magazine worthy! Welcome to this beautifully maintained home in the highly desirable Lumber Creek community, where space, comfort, and functionality come together. TANKLESS water heater, never run out of hot water! This home offers the sought-after Four Winds floor plan, featuring five bedrooms, a downstairs primary suite, a dedicated office or additional bedroom, an oversized loft, and a private wooded backyard that creates the perfect backdrop for everyday living. Step inside to soaring ceilings, abundant natural light, and an open-concept layout designed for entertaining. The versatile room just off the entry is ideal for working from home, a playroom, or a quiet sitting area. The spacious kitchen is the heart of the home, complete with granite countertops, stainless steel appliances, a large breakfast bar, walk-in pantry, recessed lighting, and plenty of prep space, all overlooking the dining area and expansive family room. The primary suite is privately tucked away at the rear of the home, featuring a spacious ensuite with dual vanities, a walk-in shower, and a generous walk-in closet. Upstairs, a massive loft provides endless possibilities for a second living area, media room, or game space, while four additional bedrooms and a full bath offer room for everyone. Relax in your large backyard overlooking the woods, and enjoy the added peace of mind provided by a whole-home Generac generator. Residents of Lumber Creek enjoy a community pool, clubhouse, affordable HOA, no CDD fees, and a prime location just minutes from shopping, dining, Jacksonville, and Amelia Island's beautiful beaches. This beaut will NOT last long!
What to check on this one
- Verify actual flood zone designation with Nassau County Property Appraiser—impacts insurance.
- Confirm HOA rules permit home office use; review Lumber Creek CC&Rs for rental restrictions.
- Inspect tankless water heater warranty and service history—verify manufacturer coverage remains valid.
- Request roof inspection report and confirm shingles warranty—2020 build should have 25+ years remaining.
- Review HOA financials and reserve study—Lumber Creek special assessments or pending improvements.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $348,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS. Data via realMLS (Northeast Florida MLS), updated Aug 23, 2026, 6:56 AM.
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